Version 1.0 • Effective date: [DATE] • Draft for legal and operational review
This policy explains how Voya uses cookies, pixels, SDKs and similar technologies, and how visitors can manage their choices.
1. About This Cookie Policy
This Cookie Policy explains how [FULL REGISTERED UAE LEGAL ENTITY NAME] ("Voya") uses cookies, pixels, SDKs and similar technologies on [WEBSITE DOMAIN] and related online services. It should be read with our Privacy Policy. The effective date, company details and contact information must be completed before publication.
3. Categories of Technologies
Strictly necessary: support security, fraud prevention, account login, checkout, load balancing and saving privacy choices; these are required for core website operation. Functional: remember optional preferences such as language or display choices. Analytics and performance: help understand aggregate visits, navigation, errors and conversion performance. Advertising and measurement: may measure campaign results or personalize advertising across services. Categories beyond strictly necessary are used only if enabled in the actual deployment and, where legally required, after valid consent.
| Name | Provider | Purpose | Category | Duration | First/Third |
|---|---|---|---|---|---|
| [Cookie name] | [Provider] | [Purpose] | Necessary | [Session/days] | [First/Third] |
| [Cookie name] | [Provider] | [Purpose] | Analytics | [Days/months] | [First/Third] |
| [Cookie name] | [Provider] | [Purpose] | Marketing | [Days/months] | [First/Third] |
5. Consent and Your Choices
On first visit, where required by applicable law, we display a cookie banner with equally accessible options to Accept All, Reject Non-Essential and Manage Preferences. Optional technologies should remain disabled until consent is recorded. Users may change or withdraw their choice at any time through [COOKIE PREFERENCES LINK]. Consent records may include choice, timestamp, policy version and a pseudonymous identifier.
6. Browser and Device Controls
Most browsers allow users to inspect, block or delete cookies through settings. Blocking strictly necessary cookies may impair login, checkout or other core functionality. Browser-level controls may not automatically replace consent controls for other tracking technologies.
7. Third-Party Technologies
If we enable third-party analytics, payments, embedded content or marketing tools, their providers may process information under their own privacy notices. The final published policy must identify material third-party providers and link to their notices, based on an actual technology audit. Payment providers may set essential cookies on their own hosted payment pages.
8. International Processing and Data Protection
Information collected through cookies may be processed in countries where our technology providers operate. We apply relevant data-protection safeguards and explain related processing in our Privacy Policy.
9. Retention
Cookie lifespans vary. Session cookies expire at session end; persistent cookies expire according to their configured durations unless deleted sooner. The exact retention period for each deployed cookie must be shown in the final inventory. Consent logs are retained according to a documented schedule.
10. Updates
We may revise this Cookie Policy when technologies, vendors or legal requirements change. We will update the effective date and refresh consent where legally required by material changes.
11. Contact
For cookie or privacy questions, contact [PRIVACY CONTACT EMAIL]. Registered entity: [FULL LEGAL NAME]; address: [REGISTERED UAE BUSINESS ADDRESS].